You are never too young or too old to create the life of your dreams.
Growing up in a family that did not have a lot of financial abundance but their emotional support gave me the foundation for positive possibilities. Unfortunately many people hold back or give up when they are on the verge of creating abundance. They keep hearing the voice within that is telling them they don't measure up or their dreams are not realistic.
I decided at an early age to set my own agenda for success. However if my parents had held me back or discouraged my out of the box thinking I would not have experienced the success I had in creating buckets of income for retirement.
At 16 I got a part-time job to earn spending money. I had a dream of making my first investment in real estate. I saw an ad in the real estate section about undeveloped land for sale that would be the future site of doubles. I had saved enough money for a down payment to make the purchase. I convinced my parents to cosign the note for a three-year payoff on the property. I accelerated the payments and at 18 I owned the property.
At that time of my life I was a risk taker and later on I learned the good and bad of taking risk. The property did not develop for years because it was located too close to the airport. Many owners got together and had the city rezone it to light commercial. This appeared to be an even better investment. But here came the crisis. Just when I needed the money to pay for the rising cost of Catholic education for our children I received the assessment for street paving, sewerage and water to the property.
I continued to think positive in spite of the financial stress and paid the monthly assessments. Once the streets were in I put the property on the market and sold it. The risk and dream I had at 16 paid off. I used the profit to pay for tuition and we were able to continue to manage to cover expenses on one income.
My wife and I have been a follower of Dr. Wayne Dyer since his first book was published in 1976. His unexpected passing last year at the age of 75 was very sad for us. We still have the collection of every book he published and I often refer to them for inspiration.
The one book I would like to suggest reading to foster more positive thinking is Excuses Begone, subtitled How to change lifelong self-defeating thinking habits. A quote from this book that has greatly influenced me is: "Remember you get what you think about, whether you want it or not."