People in the Hall of Fame tend to clap their hands and say, 'OK, I've done it all,' but for me, it was a new beginning.”
This year has been exceptional because we had so many things to look forward to with the celebration of our 50th Anniversary. Many of these once-in-a- lifetime happenings were made possible by my practicing what I teach to others. That is why I love the week between Christmas and New Year’s Eve. It is a time to reflect on those tools that have worked best and to consider new tools I want to have available for the New Year.
Two of the major things we experienced this year were posted on our Dream Board: a family beach vacation and a 21-day European River Cruise.
When I set up our Prosperity Budget each year I list on the spreadsheet the fixed and flexible expenses and buckets of income to source those expenses. Knowing exactly what it takes to live comfortably and debt free allows me to enjoy life to the fullest.
Being on a fixed income in retirement doesn’t offer many possibilities for new income sourcing. That is the reason I have trusted professional consultants to maximize on tax savings and financial planning. It is not always a question of how much money you make but how to maximize the savings by reducing taxes and increasing the rate of return on investments. This year I had posted on our Dream Board the % of return on investments and tax savings I projected using this strategy and it surpassed my projection.
To end the year you may want participate in an event that I have previously shared from my tool box, the Balloon Release. Write down all things you want to release that have not worked in helping you to live a life of abundance. Tape that list to one balloon. On the other balloon for 2018 attach the list of all things you want to bring into your life for the New Year.
I look forward to hearing from you on ideas that you have used with success previously or the new ones you plan on implementing in this New Year.
Happy New Year
"So I say to you, ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you. For everyone who asks, receives; and he who seeks, finds; and to him who knocks, it will be opened.”
At the age of 14, I received training for my first job in sales for which my salary was “commission only.” The lesson I learned at that young age has helped me throughout life in all endeavors I pursue.
The sales manager dropped us off in a subdivision to go door to door to sell subscriptions to the daily newspaper. Each day he would remind us that our volume of sales would increase if we would not pass up ANY house. The odds would be in our favor by not missing a potential opportunity IF we would knock on every door. I took his advice very seriously and by the end of the first week I had achieved the largest volume of sales in our group.
Sixty years later I am still knocking on doors attempting to convince others of the advantages of living life with a positive attitude. There is no commission but I am sustained by my belief that I can assist you in living a life of abundance.
I realize my personal drive for success still motivates me to want to experience that daily. The reality is that life sometimes throws us a curve ball. When I am using tools from my toolbox and they do not seem to be working self-doubt creeps in. I question my ability to sell something to others that doesn’t seem to work for me. It is during these times I have to remind myself that I cannot pass up any doors until I get a “yes.” I cannot allow even a trace of self-doubt to distract me from steadily striving to achieve my goals in life.
The disciplines I have previously discussed such as journaling, creating a dream board, having a success budget, writing affirmations and setting goals can certainly be helpful. However it is critical that a backup plan be in place when things seem to be stalled and not moving forward. I have a SUCCESS folder in which I keep every comment I have received from my postings and all notes on the goals I have achieved. This folder is readily available for my resuscitation on days that nothing positive seems to be happening. Time and again it infuses me with renewed enthusiasm as I am reminded of so many great things I have achieved.
My initial motivation to create my Positive Pops blog was to tell my story to our family, especially our grandchildren. When others started reading it and commenting, my success drive kicked into high gear. I posted a note that one day 1,000 people would view my blog.
Last week my posting was on our marriage of 49 years. Honestly I did not expect this topic would generate as much interest as some of the others. Once again I was reminded that I need to keep knocking and not allow self-doubt to control my potential for success. I just checked to see the number of people who viewed this posting as of today; it is 4724. I also want to thank the large number of readers who commented and shared their personal stories.
This week you may want to make a list of doors on which you plan to knock to achieve the life of your dreams. You may also want to implement one of the disciplines from my toolbox to initiate your forward movement. Do not allow self-doubt to distract or stop you. Remember it takes 90 days for a new discipline to become a way of life.
In New Orleans we just concluded two weeks of parades and partying. Today, the first day of Lent, is welcomed with open arms. Those of us who are retired would burn out if we didn’t get this time of physical and spiritual renewal.
In my childhood years and much of my adult life, my tradition of lent always centered on the practice of giving up something. In recent years I have changed this tradition and now focus on “doing something” that will make a difference in my life and the lives of others. Regardless of whether or not you follow the tradition of Lent I would like you to consider initiating a new practice or discipline in your life for the next 40 days.
Today the one thing I would recommend you consider is creating a Prosperity Budget. In our 49 years of marriage we have always lived with a budget. This exercise may make you feel uncomfortable because for some facing the reality of how money is being spent can be a difficult task. The major categories we use have remained the same. Begin by writing down how much of your income goes into each of the following four categories:
The only variable has been the income stream to finance the budget. Since retirement that income stream has changed but living with this budget for years has allowed us to live a life of abundance without debt.
From my experience living with this discipline of a budget is worth the effort. It has offered Jeanne and me the opportunity to live the kind of life that’s important to us by affording us world travel, many wonderful opportunities to celebrate life with family and friends, and the means to be generous in responding to the needs of others.
A follow-up blog posting will offer ideas on reducing taxes and acquiring the discipline of saving more for retirement.
Since today is the first day of Lent it offers us all a great opportunity to initiate something positive and different in our lives.